Debt Settlement Companies-Beware!!! I meet with many people who fall victim to the debt settlement company scam. For those of you who aren’t that familiar with what debt settlement companies do, I’ll explain, but I think it’s helpful to have some background first. Dealing with debt and creditors is a very stressful process. People who […]
Denton Bankruptcy Attorney: INACCURATE CREDIT REPORT
Denton Bankruptcy Attorney: Three out of four credit reports contain inaccurate information. These errors include mistakes regarding missed payments, incorrect balances on accounts, and even statements that you owe money to a creditor when you don’t. In order to remove these mistakes from your credit report, first you need to know that they exist. A […]
Denton County Bankruptcy Attorney: COMMON SENSE REQUIRED FOR SUCCESSFUL BANKRUPTCY
Denton County Bankruptcy Attorney: After I finish filing a bankruptcy case for my clients, I like to be able to look at their financial situation and know that they are better off than before they walked into my office. My clients are almost always less stressed, happier, and better able to meet their financial obligations […]
DO I HAVE TO BE A U.S. CITIZEN TO FILE BANKRUPTCY?
You do not have to be a U.S. citizen to file bankruptcy. You do have to be a resident of the state in which you file your bankruptcy case and have lived there for the last 180 days. Filing bankruptcy without being a U.S. citizen does raise one complication. Most debtors who file bankruptcy are […]
DO I HAVE TO LIST ALL OF MY CREDITORS IN BANKRUPTCY?
Debtors often ask me not to include a specific debt in their bankruptcy. In most cases the motivation behind these requests is that the debtors wish to keep a house or a car and they believe that if the debts that are secured by their property are listed in the schedules, they will lose the […]