Dallas Bankruptcy Attorney: CAN MY WAGES BE GARNISHED IN TEXAS? The short answer to this question is “No.” Your wages cannot be garnished in Texas. But as anyone who practices law or has had experience with the legal system can tell you, there are generally exceptions to the rule. Under Texas law, wage garnishment is […]
Archives for August 2016
DALLAS BANKRUPTCY ATTORNEY: DON’T FALL FOR DEBT COLLECTION SCAMS!
When you are in debt, sometimes it can be difficult to keep track of who you owe money, because creditors get bought out, change names, and turn the debt over to collection agencies or law firms. Con artists are taking advantage of this fact. Dozens of people have called Cooper’s Consumer Protection Division to report […]
Dallas Bankruptcy Attorney: FORECLOSURES ON THE DECLINE IN TEXAS
Dallas Bankruptcy Attorney: FORECLOSURES ON THE DECLINE IN TEXAS. In the month of July, a total of 10,571 foreclosure postings were filed in the state of Texas. This figure represents a 10 percent decline compared to the number of filings recorded in July 2010. Nationwide the decline in the number of postings is even greater, […]
DALLAS BANKRUPTCY ATTORNEY: USING HOME EQUITY LOANS AND TITLE LOANS TO PAY OFF CREDIT CARDS MAY BE A BIG MISTAKE
Credit card debt has a way of getting out of control. Small balances can quickly become financial burdens when a missed or late payment results in late fees and an increase in the interest rate. One strategy for dealing with this type of problem is to refinance the debt. If you find yourself in this […]
Dallas Bankruptcy: HOW LONG WILL IT STAY ON MY CREDIT REPORT?
Dallas Bankruptcy: How long will it stay on my credit report? It depends on what Chapter you file under. Chapter 13 bankruptcy cases will stay on a credit report for seven years from the date the case is filed. Most Chapter 13 bankruptcy cases last five years, so after the case is completed the bankruptcy […]